** We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options. Health Insurance sold on Whann Garcia Agency.com is processed through the licensed entity: SMG Insurance Group, LLC 2024 All Rights Reserved By Whann Garcia Agency.

Web Site Terms and Conditions of use:

Welcome to wgagency.com (“We,” “Our,” or “Us”). By accessing or using wgagency.com, you agree to be bound by these Terms of Use (“Terms”). Please read them carefully. If you do not agree to these Terms, you must not use this website.

We are not connected with or endorsed by The United States Government or The Federal Medicare Program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please get in touch with Medicare.gov or 1-800-MEDICARE to get information on all your options. Health insurance sold on the Whann Garcia Insurance Agency website Is processed through the licensed entity: SMG Insurance Group.

1. Acceptance of Terms

By accessing, browsing, or using wgagency.com (the “Site”), you agree to these Terms and our Privacy Policy. These Terms apply to all users of the Site, including visitors and registered users.

The information on this Site is for informational purposes only and does not constitute medical, legal, or financial advice. We are not affiliated with the federal government, Medicare, or any insurance provider.

2. Eligibility

To use this Site, you must:

• Be at least 18 years old.
• Reside in the United States.
• Use the Site in compliance with these Terms and applicable laws.

3. Disclaimer of Warranties

While we strive to provide accurate and up-to-date information, the Site and its content are provided “as is” and “as available.” We make no warranties, express or implied, about the accuracy, completeness, reliability, or suitability of the information provided.

4. Prohibited Uses

You agree not to:

• Use the Site for any unlawful or fraudulent purpose.
• Disrupt or interfere with the Site’s functionality.
• Copy, scrape, or distribute content without prior written consent.
• Engage in any activity that imposes an unreasonable load on our infrastructure.

5. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of the Whann Garcia Insurance Agency LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of this content is strictly prohibited.

7. Third-Party Links and Resources

The Site may include links to third-party websites or services. We are not responsible for the content, accuracy, or practices of third-party sites and do not endorse them. Access third-party links at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any damages, including but not limited to direct, indirect, incidental, or consequential damages, arising out of your use of the Site or reliance on its content.

9. Indemnification

You agree to indemnify and hold harmless [Website Name], its affiliates, officers, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising out of your use of the Site or violation of these Terms.

10. Modifications to the Terms

We may update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes your acceptance of the updated Terms.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of the Florida, without regard to its conflict of laws principles. Any disputes arising out of these Terms or your use of the Site will be resolved exclusively in the courts located in Lee County, Florida.

12. Contact Information

If you have questions or concerns about these Terms, please contact us at:
Whann Garcia Insurance Agency LLC
8891 Brighton Ln, Bonita Springs, FL 34135 Estero, FL 33928
info@wgagency.com

Last Updated: December 27, 2024
© 2024 Whann Garcia Insurance Agency LLC. All rights reserved.